Whether you're buying your first home, refinancing, or investing, Kosta is here to help. Reach out and let's get started.
Fill in your details and Kosta will be in touch to arrange a time that suits your roster.
Send through your details and Kosta will get back to you within 24 hours.
kosta@code1finance.com.auKosta works around your schedule, not the other way around.
Servicing emergency workers across Victoria, consultations available in-person or online.
Melbourne, VICQuick answers to questions we hear from emergency service workers every day.
No, your first discovery call with Kosta is completely free and obligation-free. It's a relaxed 15-minute chat to understand your goals and see how we can help.
My service costs you nothing. The lender pays my commission on settlement, and I'll always be upfront with you about how I'm paid before we go ahead.
Absolutely. Kosta works around your roster, early mornings, late evenings, weekends, and days off. We know your schedule isn't 9 to 5, so neither is ours.
Not at all. We help with first home purchases, refinancing, investment loans, construction loans, vehicle and asset finance, and debt consolidation, all tailored to emergency service income.
For the initial chat, just your questions and goals. When we move to the formal assessment, we'll ask for recent payslips, your EBA details, bank statements, and ID, we'll guide you through exactly what's needed.
Yes, we work across the whole emergency services community: police, paramedics, firefighters, protective services officers, SES, corrections and patient transport, plus the healthcare professionals who serve alongside them. If you're on the frontline, we understand your income structure.